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At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,364/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$306K · loan HK$2.76M · min. income ≈ HK$26,728/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 323 ft²
- Efficiency
- 81%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-14 | HK$3.05M | +79.4% 13.3y · 6.0%/yr |
| 2012-02-01 | HK$1.70M | +84.8% |
| 2008-02-05 | HK$920K | +53.3% |
| 2003-01-04 | HK$600K | +20.0% |
| 2002-12-07 | HK$500K | −67.7% |
| 1997-07-16 | HK$1.55M | +12.3% |
| 1997-04-10 | HK$1.38M | +15.0% |
| 1996-09-02 | HK$1.20M | +12.1% |
| 1996-05-07 | HK$1.07M | — |