▼ 0.50% · 3.625%
HK$4,073
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$129/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$263/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$123/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$252/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$142/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$289/mo
Deposit HK$804K · loan HK$982K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$136/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$277/mo
Deposit HK$804K · loan HK$982K · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$155/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$167/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$343/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,890
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$160/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$180/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,343
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,513
−HK$173/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$352/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$193/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,887
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,796
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,978
−HK$185/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,541
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$206/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,346
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,249
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,444
−HK$197/mo
Today · 4.125%
HK$7,641
baseline
▲ 0.50% · 4.625%
HK$8,044
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,282/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,139
−HK$219/mo
Today · 4.125%
HK$7,358
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$447/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,716/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,702
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,909
−HK$209/mo
Today · 4.125%
HK$8,118
baseline
▲ 0.50% · 4.625%
HK$8,546
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,236/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$231/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,155
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,374
−HK$222/mo
Today · 4.125%
HK$8,596
baseline
▲ 0.50% · 4.625%
HK$9,049
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,192/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).