▼ 0.50% · 3.625%
HK$16,506
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,020
−HK$521/mo
Today · 4.125%
HK$17,541
baseline
▲ 0.50% · 4.625%
HK$18,609
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,082/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,363
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,856
−HK$499/mo
Today · 4.125%
HK$19,355
baseline
▲ 0.50% · 4.625%
HK$20,375
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,710/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,157
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,722
−HK$574/mo
Today · 4.125%
HK$19,296
baseline
▲ 0.50% · 4.625%
HK$20,470
+HK$1,174/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,592/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,199
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,741
−HK$550/mo
Today · 4.125%
HK$21,291
baseline
▲ 0.50% · 4.625%
HK$22,413
+HK$1,122/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,582/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,808
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,424
−HK$626/mo
Today · 4.125%
HK$21,050
baseline
▲ 0.50% · 4.625%
HK$22,330
+HK$1,280/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$42,100/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$599/mo
Today · 4.125%
HK$23,226
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$46,452/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,458
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,126
−HK$678/mo
Today · 4.125%
HK$22,804
baseline
▲ 0.50% · 4.625%
HK$24,191
+HK$1,387/mo
Deposit HK$2.53M · loan HK$4.71M · min. income ≈ HK$45,608/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,872
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,512
−HK$650/mo
Today · 4.125%
HK$25,162
baseline
▲ 0.50% · 4.625%
HK$26,488
+HK$1,326/mo
Deposit HK$2.53M · loan HK$4.71M · min. income ≈ HK$50,324/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,109
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,828
−HK$730/mo
Today · 4.125%
HK$24,558
baseline
▲ 0.50% · 4.625%
HK$26,052
+HK$1,494/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,116/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,708
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,398
−HK$699/mo
Today · 4.125%
HK$27,097
baseline
▲ 0.50% · 4.625%
HK$28,526
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,194/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,530
−HK$782/mo
Today · 4.125%
HK$26,312
baseline
▲ 0.50% · 4.625%
HK$27,913
+HK$1,601/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,624/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,545
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,283
−HK$750/mo
Today · 4.125%
HK$29,033
baseline
▲ 0.50% · 4.625%
HK$30,563
+HK$1,530/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,066/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,410
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,232
−HK$834/mo
Today · 4.125%
HK$28,066
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,708/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,132/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,381
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,169
−HK$799/mo
Today · 4.125%
HK$30,968
baseline
▲ 0.50% · 4.625%
HK$32,601
+HK$1,633/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,936/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,061
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,934
−HK$886/mo
Today · 4.125%
HK$29,820
baseline
▲ 0.50% · 4.625%
HK$31,635
+HK$1,815/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$59,640/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,217
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,054
−HK$850/mo
Today · 4.125%
HK$32,904
baseline
▲ 0.50% · 4.625%
HK$34,638
+HK$1,734/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$65,808/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,636
−HK$938/mo
Today · 4.125%
HK$31,574
baseline
▲ 0.50% · 4.625%
HK$33,496
+HK$1,922/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,148/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,054
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$899/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,676
+HK$1,837/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).