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At today's rate and a 90% mortgage, the deposit on this unit is about HK$454K, with repayments around HK$19,805/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,610/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,540 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mei Foo Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A NO. 117
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 573 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-31 | HK$6.10M | +27.6% 3.8y · 7.0%/yr |
| 2016-11-21 | HK$4.78M | +26.5% 3.5y · 7.0%/yr |
| 2013-05-02 | HK$3.78M | +15.2% |
| 2011-04-21 | HK$3.28M | +48.4% |
| 2010-09-27 | HK$2.21M | +104.6% |
| 2000-10-10 | HK$1.08M | +80.0% |
| 2000-04-28 | HK$600K | −47.8% |
| 1998-10-30 | HK$1.15M | −57.1% |
| 1997-04-29 | HK$2.68M | +9.4% |
| 1997-04-08 | HK$2.45M | — |