▼ 0.50% · 3.625%
HK$2,369
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,443
−HK$75/mo
Today · 4.125%
HK$2,518
baseline
▲ 0.50% · 4.625%
HK$2,671
+HK$153/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,036/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,636
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,706
−HK$72/mo
Today · 4.125%
HK$2,778
baseline
▲ 0.50% · 4.625%
HK$2,924
+HK$146/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,556/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,606
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,687
−HK$82/mo
Today · 4.125%
HK$2,769
baseline
▲ 0.50% · 4.625%
HK$2,938
+HK$169/mo
Deposit HK$468K · loan HK$571K · min. income ≈ HK$5,538/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,899
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,977
−HK$79/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,217
+HK$161/mo
Deposit HK$468K · loan HK$571K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,843
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,931
−HK$90/mo
Today · 4.125%
HK$3,021
baseline
▲ 0.50% · 4.625%
HK$3,205
+HK$184/mo
Deposit HK$416K · loan HK$623K · min. income ≈ HK$6,042/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,247
−HK$87/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,509
+HK$175/mo
Deposit HK$416K · loan HK$623K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$97/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,472
+HK$199/mo
Deposit HK$364K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$93/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$191/mo
Deposit HK$364K · loan HK$675K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$105/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$214/mo
Deposit HK$312K · loan HK$727K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$100/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$205/mo
Deposit HK$312K · loan HK$727K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$112/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$230/mo
Deposit HK$260K · loan HK$779K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$108/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$220/mo
Deposit HK$260K · loan HK$779K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$120/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$245/mo
Deposit HK$208K · loan HK$831K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$115/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$234/mo
Deposit HK$208K · loan HK$831K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$127/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$260/mo
Deposit HK$156K · loan HK$883K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$121/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$249/mo
Deposit HK$156K · loan HK$883K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$275/mo
Deposit HK$104K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$264/mo
Deposit HK$104K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).