▼ 0.50% · 3.625%
HK$2,678
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,762
−HK$84/mo
Today · 4.125%
HK$2,846
baseline
▲ 0.50% · 4.625%
HK$3,020
+HK$174/mo
Deposit HK$587K · loan HK$587K · min. income ≈ HK$5,692/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$81/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,306
+HK$165/mo
Deposit HK$587K · loan HK$587K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,946
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,038
−HK$93/mo
Today · 4.125%
HK$3,131
baseline
▲ 0.50% · 4.625%
HK$3,322
+HK$191/mo
Deposit HK$529K · loan HK$646K · min. income ≈ HK$6,262/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,278
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,366
−HK$89/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$182/mo
Deposit HK$529K · loan HK$646K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$102/mo
Today · 4.125%
HK$3,416
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$208/mo
Deposit HK$470K · loan HK$705K · min. income ≈ HK$6,832/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$97/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$199/mo
Deposit HK$470K · loan HK$705K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$110/mo
Today · 4.125%
HK$3,700
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$225/mo
Deposit HK$411K · loan HK$764K · min. income ≈ HK$7,400/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,874
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$105/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,298
+HK$215/mo
Deposit HK$411K · loan HK$764K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,750
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$119/mo
Today · 4.125%
HK$3,985
baseline
▲ 0.50% · 4.625%
HK$4,227
+HK$242/mo
Deposit HK$352K · loan HK$822K · min. income ≈ HK$7,970/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,284
−HK$113/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,629
+HK$232/mo
Deposit HK$352K · loan HK$822K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,143
−HK$127/mo
Today · 4.125%
HK$4,270
baseline
▲ 0.50% · 4.625%
HK$4,529
+HK$259/mo
Deposit HK$294K · loan HK$881K · min. income ≈ HK$8,540/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,470
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$122/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$248/mo
Deposit HK$294K · loan HK$881K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$135/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$235K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$130/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$235K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$144/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$294/mo
Deposit HK$176K · loan HK$998K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,066
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$138/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,621
+HK$282/mo
Deposit HK$176K · loan HK$998K · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$153/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$311/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$146/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,951
+HK$298/mo
Deposit HK$117K · loan HK$1.06M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).