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At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,014/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,028/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mei Foo Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- G
- Saleable Area
- 464 Saleable ft²
- Gross Area
- 632 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-16 | HK$6.25M | +0.8% 4.2y · 0.0%/yr |
| 2018-02-14 | HK$6.20M | +49.4% 3.4y · 15.0%/yr |
| 2014-09-30 | HK$4.15M | +126.8% |
| 2007-11-05 | HK$1.83M | +14.4% |
| 2005-04-01 | HK$1.60M | +10.3% |
| 2005-03-10 | HK$1.45M | −4.0% |
| 1995-11-27 | HK$1.51M | — |