▼ 0.50% · 3.625%
HK$3,992
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$126/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$258/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$247/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$139/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$283/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$133/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$271/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$152/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$310/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$145/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$296/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,351
−HK$164/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$336/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$157/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$321/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$176/mo
Today · 4.125%
HK$5,939
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$362/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$11,878/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,384
−HK$169/mo
Today · 4.125%
HK$6,553
baseline
▲ 0.50% · 4.625%
HK$6,899
+HK$346/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$13,106/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,988
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$189/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$388/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$181/mo
Today · 4.125%
HK$7,021
baseline
▲ 0.50% · 4.625%
HK$7,392
+HK$371/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,042/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,387
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$202/mo
Today · 4.125%
HK$6,788
baseline
▲ 0.50% · 4.625%
HK$7,201
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,576/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,106
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,296
−HK$194/mo
Today · 4.125%
HK$7,490
baseline
▲ 0.50% · 4.625%
HK$7,884
+HK$394/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,980/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,786
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$215/mo
Today · 4.125%
HK$7,212
baseline
▲ 0.50% · 4.625%
HK$7,651
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,424/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,550
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,752
−HK$206/mo
Today · 4.125%
HK$7,958
baseline
▲ 0.50% · 4.625%
HK$8,377
+HK$419/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,916/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,186
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,409
−HK$227/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$465/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,994
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,208
−HK$218/mo
Today · 4.125%
HK$8,426
baseline
▲ 0.50% · 4.625%
HK$8,870
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,852/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).