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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,178/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,356/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 4
- Saleable Area
- 252 Saleable ft²
- Gross Area
- 338 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-07 | HK$2.25M | +4.7% 0.3y |
| 2024-08-01 | HK$2.15M | +290.9% 19.7y · 15.0%/yr |
| 2004-12-01 | HK$550K | −57.0% |
| 1996-12-10 | HK$1.28M | +25.5% |
| 1996-10-19 | HK$1.02M | — |