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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,222/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,444/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-05 | HK$3.70M | +6.0% 4.7y · 1.0%/yr |
| 2017-05-16 | HK$3.49M | +81.8% 5.1y · 16.0%/yr |
| 2012-04-11 | HK$1.92M | +90.1% |
| 2009-03-19 | HK$1.01M | −3.8% |
| 2008-06-20 | HK$1.05M | +25.0% |
| 2008-02-29 | HK$840K | −9.7% |
| 1995-12-22 | HK$930K | — |