▼ 0.50% · 3.625%
HK$17,607
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,155
−HK$556/mo
Today · 4.125%
HK$18,711
baseline
▲ 0.50% · 4.625%
HK$19,850
+HK$1,139/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,422/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,588
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,113
−HK$533/mo
Today · 4.125%
HK$20,646
baseline
▲ 0.50% · 4.625%
HK$21,734
+HK$1,088/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,292/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,368
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,970
−HK$612/mo
Today · 4.125%
HK$20,582
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,253/mo
Deposit HK$3.47M · loan HK$4.25M · min. income ≈ HK$41,164/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,546
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,124
−HK$586/mo
Today · 4.125%
HK$22,710
baseline
▲ 0.50% · 4.625%
HK$23,907
+HK$1,197/mo
Deposit HK$3.47M · loan HK$4.25M · min. income ≈ HK$45,420/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,128
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,786
−HK$667/mo
Today · 4.125%
HK$22,453
baseline
▲ 0.50% · 4.625%
HK$23,819
+HK$1,366/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,906/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,505
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,135
−HK$640/mo
Today · 4.125%
HK$24,775
baseline
▲ 0.50% · 4.625%
HK$26,081
+HK$1,306/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,550/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,601
−HK$723/mo
Today · 4.125%
HK$24,324
baseline
▲ 0.50% · 4.625%
HK$25,804
+HK$1,480/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,648/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,464
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,147
−HK$693/mo
Today · 4.125%
HK$26,840
baseline
▲ 0.50% · 4.625%
HK$28,254
+HK$1,414/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,680/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,650
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,416
−HK$779/mo
Today · 4.125%
HK$26,195
baseline
▲ 0.50% · 4.625%
HK$27,789
+HK$1,594/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,390/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,423
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,158
−HK$746/mo
Today · 4.125%
HK$28,904
baseline
▲ 0.50% · 4.625%
HK$30,428
+HK$1,524/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,808/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,410
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,232
−HK$835/mo
Today · 4.125%
HK$28,067
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,707/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,134/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,381
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,169
−HK$800/mo
Today · 4.125%
HK$30,969
baseline
▲ 0.50% · 4.625%
HK$32,601
+HK$1,632/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,938/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,171
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,047
−HK$891/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,759
+HK$1,821/mo
Deposit HK$1.54M · loan HK$6.18M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$852/mo
Today · 4.125%
HK$33,033
baseline
▲ 0.50% · 4.625%
HK$34,774
+HK$1,741/mo
Deposit HK$1.54M · loan HK$6.18M · min. income ≈ HK$66,066/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,932
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,863
−HK$946/mo
Today · 4.125%
HK$31,809
baseline
▲ 0.50% · 4.625%
HK$33,744
+HK$1,935/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,618/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,299
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,192
−HK$906/mo
Today · 4.125%
HK$35,098
baseline
▲ 0.50% · 4.625%
HK$36,948
+HK$1,850/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,196/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,692
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,678
−HK$1,002/mo
Today · 4.125%
HK$33,680
baseline
▲ 0.50% · 4.625%
HK$35,729
+HK$2,049/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$67,360/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,258
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,203
−HK$959/mo
Today · 4.125%
HK$37,162
baseline
▲ 0.50% · 4.625%
HK$39,121
+HK$1,959/mo
Deposit HK$772K · loan HK$6.95M · min. income ≈ HK$74,324/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,644 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).