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At today's rate and a 90% mortgage, the deposit on this unit is about HK$358K, with repayments around HK$15,615/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$358K · loan HK$3.22M · min. income ≈ HK$31,230/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B3
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-15 | HK$3.65M | −22.3% 4.9y · −5.0%/yr |
| 2020-09-01 | HK$4.70M | +62.1% 6.0y · 10.0%/yr |
| 2014-08-26 | HK$2.90M | +110.1% |
| 1999-04-09 | HK$1.38M | −16.4% |
| 1997-07-26 | HK$1.65M | — |