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Crescira AVM · estimated value Medium confidence
HK$3.71M
≈ HK$6,877 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,198/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,243
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,717
−HK$481/mo
Today · 4.125%
HK$16,198
baseline
▲ 0.50% · 4.625%
HK$17,184
+HK$986/mo

Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,396/mo (50% DSR)

Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
83號
Saleable Area
540 ft²
Gross Area
430 ft²
Efficiency
126%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2018-03-20 HK$4.90M +202.5%
8.5y
2009-09-24 HK$1.62M +16.5%
2009-06-23 HK$1.39M +32.4%
2007-05-15 HK$1.05M +16.7%
2006-02-07 HK$900K +8.4%
2001-09-17 HK$830K +9.2%
2001-05-11 HK$760K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sham Shui Po
≈ 4 min walk · 241 m
Education
91
schools within 1 km (20 within 500 m)
Daily convenience
62
within 1 km (26 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 91 schools within a 1 km walk.

Everyday convenience — 62 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com