▼ 0.50% · 3.625%
HK$3,194
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,293
−HK$101/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,601
+HK$207/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,553
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$96/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$198/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,623
−HK$111/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,961
+HK$227/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,909
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$106/mo
Today · 4.125%
HK$4,120
baseline
▲ 0.50% · 4.625%
HK$4,337
+HK$217/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$8,240/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$121/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$248/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$116/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$237/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$132/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$268/mo
Deposit HK$490K · loan HK$910K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,619
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$126/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$257/mo
Deposit HK$490K · loan HK$910K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$141/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$420K · loan HK$981K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$136/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$276/mo
Deposit HK$420K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$152/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$309/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$145/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$296/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$161/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$331/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,685
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$155/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,308
+HK$315/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$171/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,122
+HK$352/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$164/mo
Today · 4.125%
HK$6,367
baseline
▲ 0.50% · 4.625%
HK$6,703
+HK$336/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,734/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$182/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,097
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).