▼ 0.50% · 3.625%
HK$3,051
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,145
−HK$97/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,439
+HK$197/mo
Deposit HK$669K · loan HK$669K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$92/mo
Today · 4.125%
HK$3,577
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$189/mo
Deposit HK$669K · loan HK$669K · min. income ≈ HK$7,154/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$602K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$102/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$207/mo
Deposit HK$602K · loan HK$736K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$115/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,127
+HK$237/mo
Deposit HK$535K · loan HK$803K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$111/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,519
+HK$226/mo
Deposit HK$535K · loan HK$803K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,966
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$125/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$257/mo
Deposit HK$468K · loan HK$870K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$120/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$245/mo
Deposit HK$468K · loan HK$870K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$135/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$276/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$129/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$264/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$145/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$296/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$139/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$282/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$154/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$316/mo
Deposit HK$268K · loan HK$1.07M · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$147/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$302/mo
Deposit HK$268K · loan HK$1.07M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$164/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$336/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$157/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,402
+HK$321/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$173/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$355/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$166/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$339/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).