▼ 0.50% · 3.625%
HK$16,976
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,504
−HK$536/mo
Today · 4.125%
HK$18,040
baseline
▲ 0.50% · 4.625%
HK$19,138
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,080/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,886
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,392
−HK$514/mo
Today · 4.125%
HK$19,906
baseline
▲ 0.50% · 4.625%
HK$20,955
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,812/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,673
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,254
−HK$590/mo
Today · 4.125%
HK$19,844
baseline
▲ 0.50% · 4.625%
HK$21,052
+HK$1,208/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$39,688/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,774
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,331
−HK$565/mo
Today · 4.125%
HK$21,896
baseline
▲ 0.50% · 4.625%
HK$23,051
+HK$1,155/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$43,792/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,371
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,005
−HK$644/mo
Today · 4.125%
HK$21,649
baseline
▲ 0.50% · 4.625%
HK$22,966
+HK$1,317/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,298/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,270
−HK$617/mo
Today · 4.125%
HK$23,887
baseline
▲ 0.50% · 4.625%
HK$25,146
+HK$1,259/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,774/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,069
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,755
−HK$698/mo
Today · 4.125%
HK$23,453
baseline
▲ 0.50% · 4.625%
HK$24,880
+HK$1,427/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,906/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,551
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,210
−HK$668/mo
Today · 4.125%
HK$25,878
baseline
▲ 0.50% · 4.625%
HK$27,242
+HK$1,364/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,756/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,766
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,506
−HK$751/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,536/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,440
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,149
−HK$719/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,337
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,464
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,256
−HK$805/mo
Today · 4.125%
HK$27,061
baseline
▲ 0.50% · 4.625%
HK$28,707
+HK$1,646/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$54,122/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$771/mo
Today · 4.125%
HK$29,859
baseline
▲ 0.50% · 4.625%
HK$31,433
+HK$1,574/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$59,718/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,161
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,006
−HK$859/mo
Today · 4.125%
HK$28,865
baseline
▲ 0.50% · 4.625%
HK$30,621
+HK$1,756/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,730/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$822/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,679/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,859
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,757
−HK$912/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,866/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$874/mo
Today · 4.125%
HK$33,840
baseline
▲ 0.50% · 4.625%
HK$35,624
+HK$1,784/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,680/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,557
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,507
−HK$966/mo
Today · 4.125%
HK$32,473
baseline
▲ 0.50% · 4.625%
HK$34,449
+HK$1,976/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,946/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,994
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,906
−HK$925/mo
Today · 4.125%
HK$35,831
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$1,888/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,662/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).