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At today's rate and a 90% mortgage, the deposit on this unit is about HK$255K, with repayments around HK$11,116/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$255K · loan HK$2.29M · min. income ≈ HK$22,232/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B1
- Saleable Area
- 210 Saleable ft²
- Gross Area
- 313 ft²
- Efficiency
- 67%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-06 | HK$2.40M | −13.0% 2.1y · −6.0%/yr |
| 2024-01-12 | HK$2.76M | +38.0% 11.0y · 3.0%/yr |
| 2013-01-28 | HK$2.00M | +68.1% |
| 2010-06-21 | HK$1.19M | +30.8% |
| 2008-08-26 | HK$910K | +44.4% |
| 2006-12-29 | HK$630K | +10.5% |
| 2006-10-13 | HK$570K | −31.3% |
| 1999-01-29 | HK$830K | — |