▼ 0.50% · 3.625%
HK$4,793
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$151/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$145/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,916
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$167/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$341/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$159/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,508
+HK$326/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$182/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$372/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,570
−HK$174/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,100
+HK$356/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,425
−HK$196/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$403/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,932
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,118
−HK$188/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$385/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,919
−HK$212/mo
Today · 4.125%
HK$7,131
baseline
▲ 0.50% · 4.625%
HK$7,565
+HK$434/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$14,262/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,465
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,665
−HK$203/mo
Today · 4.125%
HK$7,868
baseline
▲ 0.50% · 4.625%
HK$8,283
+HK$415/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$15,736/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,189
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,413
−HK$227/mo
Today · 4.125%
HK$7,640
baseline
▲ 0.50% · 4.625%
HK$8,105
+HK$465/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$15,280/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,998
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,213
−HK$217/mo
Today · 4.125%
HK$8,430
baseline
▲ 0.50% · 4.625%
HK$8,875
+HK$445/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$16,860/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,669
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,907
−HK$242/mo
Today · 4.125%
HK$8,149
baseline
▲ 0.50% · 4.625%
HK$8,645
+HK$496/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,298/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,531
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,760
−HK$232/mo
Today · 4.125%
HK$8,992
baseline
▲ 0.50% · 4.625%
HK$9,466
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,984/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,148
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,401
−HK$258/mo
Today · 4.125%
HK$8,659
baseline
▲ 0.50% · 4.625%
HK$9,186
+HK$527/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$17,318/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,064
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,308
−HK$246/mo
Today · 4.125%
HK$9,554
baseline
▲ 0.50% · 4.625%
HK$10,058
+HK$504/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$19,108/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,627
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,896
−HK$272/mo
Today · 4.125%
HK$9,168
baseline
▲ 0.50% · 4.625%
HK$9,726
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,336/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,598
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,855
−HK$261/mo
Today · 4.125%
HK$10,116
baseline
▲ 0.50% · 4.625%
HK$10,649
+HK$533/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,232/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).