▼ 0.50% · 3.625%
HK$2,645
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,728
−HK$83/mo
Today · 4.125%
HK$2,811
baseline
▲ 0.50% · 4.625%
HK$2,982
+HK$171/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$5,622/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,943
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,022
−HK$80/mo
Today · 4.125%
HK$3,102
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$163/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$6,204/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,000
−HK$92/mo
Today · 4.125%
HK$3,092
baseline
▲ 0.50% · 4.625%
HK$3,280
+HK$188/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,184/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$88/mo
Today · 4.125%
HK$3,412
baseline
▲ 0.50% · 4.625%
HK$3,592
+HK$180/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,824/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,174
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$100/mo
Today · 4.125%
HK$3,373
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$206/mo
Deposit HK$464K · loan HK$696K · min. income ≈ HK$6,746/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,531
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$96/mo
Today · 4.125%
HK$3,722
baseline
▲ 0.50% · 4.625%
HK$3,918
+HK$196/mo
Deposit HK$464K · loan HK$696K · min. income ≈ HK$7,444/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$108/mo
Today · 4.125%
HK$3,654
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$223/mo
Deposit HK$406K · loan HK$754K · min. income ≈ HK$7,308/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$104/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$213/mo
Deposit HK$406K · loan HK$754K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,703
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,819
−HK$117/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$239/mo
Deposit HK$348K · loan HK$812K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$113/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$228/mo
Deposit HK$348K · loan HK$812K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$126/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$256/mo
Deposit HK$290K · loan HK$870K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$120/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$245/mo
Deposit HK$290K · loan HK$870K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,232
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$134/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$273/mo
Deposit HK$232K · loan HK$928K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$128/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$261/mo
Deposit HK$232K · loan HK$928K · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$142/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$291/mo
Deposit HK$174K · loan HK$986K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$136/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$278/mo
Deposit HK$174K · loan HK$986K · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$150/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$308/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$144/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$295/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).