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At today's rate and a 90% mortgage, the deposit on this unit is about HK$309K, with repayments around HK$13,476/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$309K · loan HK$2.78M · min. income ≈ HK$26,952/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- NO. 9A
- Saleable Area
- 417 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-21 | HK$2.68M | −37.7% 3.7y · −10.0%/yr |
| 2022-02-11 | HK$4.30M | +2.9% 3.1y · 1.0%/yr |
| 2018-12-21 | HK$4.18M | +48.2% 5.3y · 9.0%/yr |
| 2013-09-23 | HK$2.82M | — |