▼ 0.50% · 3.625%
HK$2,841
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,930
−HK$89/mo
Today · 4.125%
HK$3,019
baseline
▲ 0.50% · 4.625%
HK$3,203
+HK$184/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,038/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,161
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$86/mo
Today · 4.125%
HK$3,332
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$175/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,664/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,125
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,223
−HK$98/mo
Today · 4.125%
HK$3,321
baseline
▲ 0.50% · 4.625%
HK$3,523
+HK$202/mo
Deposit HK$561K · loan HK$685K · min. income ≈ HK$6,642/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$95/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,858
+HK$193/mo
Deposit HK$561K · loan HK$685K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,409
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$107/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$221/mo
Deposit HK$498K · loan HK$748K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$103/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$211/mo
Deposit HK$498K · loan HK$748K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,808
−HK$117/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$239/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$112/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,559
+HK$228/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$126/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$257/mo
Deposit HK$374K · loan HK$872K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$120/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$246/mo
Deposit HK$374K · loan HK$872K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$135/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,805
+HK$276/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$129/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,261
+HK$264/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$144/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$294/mo
Deposit HK$249K · loan HK$997K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$138/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$249K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$153/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$146/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$162/mo
Today · 4.125%
HK$5,435
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,870/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,842
−HK$155/mo
Today · 4.125%
HK$5,997
baseline
▲ 0.50% · 4.625%
HK$6,313
+HK$316/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$11,994/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).