▼ 0.50% · 3.625%
HK$2,296
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,367
−HK$73/mo
Today · 4.125%
HK$2,440
baseline
▲ 0.50% · 4.625%
HK$2,588
+HK$148/mo
Deposit HK$503K · loan HK$503K · min. income ≈ HK$4,880/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,554
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,622
−HK$70/mo
Today · 4.125%
HK$2,692
baseline
▲ 0.50% · 4.625%
HK$2,834
+HK$142/mo
Deposit HK$503K · loan HK$503K · min. income ≈ HK$5,384/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,525
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$79/mo
Today · 4.125%
HK$2,683
baseline
▲ 0.50% · 4.625%
HK$2,847
+HK$164/mo
Deposit HK$453K · loan HK$554K · min. income ≈ HK$5,366/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,809
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,885
−HK$76/mo
Today · 4.125%
HK$2,961
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$156/mo
Deposit HK$453K · loan HK$554K · min. income ≈ HK$5,922/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,840
−HK$87/mo
Today · 4.125%
HK$2,927
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$179/mo
Deposit HK$403K · loan HK$604K · min. income ≈ HK$5,854/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$83/mo
Today · 4.125%
HK$3,230
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$170/mo
Deposit HK$403K · loan HK$604K · min. income ≈ HK$6,460/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,984
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$94/mo
Today · 4.125%
HK$3,171
baseline
▲ 0.50% · 4.625%
HK$3,364
+HK$193/mo
Deposit HK$352K · loan HK$654K · min. income ≈ HK$6,342/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$90/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$185/mo
Deposit HK$352K · loan HK$654K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$101/mo
Today · 4.125%
HK$3,415
baseline
▲ 0.50% · 4.625%
HK$3,623
+HK$208/mo
Deposit HK$302K · loan HK$705K · min. income ≈ HK$6,830/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,575
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$97/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$199/mo
Deposit HK$302K · loan HK$705K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$109/mo
Today · 4.125%
HK$3,659
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$223/mo
Deposit HK$252K · loan HK$755K · min. income ≈ HK$7,318/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$105/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,250
+HK$212/mo
Deposit HK$252K · loan HK$755K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$116/mo
Today · 4.125%
HK$3,903
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$238/mo
Deposit HK$201K · loan HK$805K · min. income ≈ HK$7,806/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$111/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$227/mo
Deposit HK$201K · loan HK$805K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,902
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$123/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$253/mo
Deposit HK$151K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$118/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$241/mo
Deposit HK$151K · loan HK$856K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$130/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$267/mo
Deposit HK$101K · loan HK$906K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$125/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$256/mo
Deposit HK$101K · loan HK$906K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).