▼ 0.50% · 3.625%
HK$2,901
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$92/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,271
+HK$188/mo
Deposit HK$636K · loan HK$636K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,227
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$88/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$179/mo
Deposit HK$636K · loan HK$636K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,191
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$101/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,598
+HK$207/mo
Deposit HK$573K · loan HK$700K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,550
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$97/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,939
+HK$197/mo
Deposit HK$573K · loan HK$700K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,481
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$110/mo
Today · 4.125%
HK$3,700
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$225/mo
Deposit HK$509K · loan HK$763K · min. income ≈ HK$7,400/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$105/mo
Today · 4.125%
HK$4,082
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$215/mo
Deposit HK$509K · loan HK$763K · min. income ≈ HK$8,164/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$119/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$244/mo
Deposit HK$445K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$114/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$233/mo
Deposit HK$445K · loan HK$827K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$128/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$263/mo
Deposit HK$382K · loan HK$891K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$123/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$251/mo
Deposit HK$382K · loan HK$891K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$137/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$282/mo
Deposit HK$318K · loan HK$954K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$132/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$269/mo
Deposit HK$318K · loan HK$954K · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$147/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$300/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$141/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$287/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$156/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$319/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$149/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$305/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$165/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$338/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,965
−HK$158/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,446
+HK$323/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).