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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,713/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,426/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 411 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-30 | HK$2.60M | +30.0% 13.9y · 2.0%/yr |
| 2011-06-24 | HK$2.00M | +37.9% |
| 2010-11-26 | HK$1.45M | +20.8% |
| 2010-11-22 | HK$1.20M | +114.3% |
| 2004-10-12 | HK$560K | +5.7% |
| 2004-04-02 | HK$530K | −29.3% |
| 2000-03-29 | HK$750K | −37.5% |
| 1997-07-28 | HK$1.20M | +37.9% |
| 1997-06-23 | HK$870K | — |