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Crescira AVM · estimated value ● Medium confidence
HK$15.44M
≈ HK$15,228 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.63M, with repayments around HK$52,386/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$49,295
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,828
−HK$1,558/mo
Today · 4.125%
HK$52,386
baseline
▲ 0.50% · 4.625%
HK$55,573
+HK$3,187/mo

Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,772/mo (50% DSR)

Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,056 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
C
Saleable Area
1,014 ft²
Gross Area
1,132 ft²
Efficiency
90%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-01-06 HK$13.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 8 min walk · 637 m
Education
102
schools within 1 km (46 within 500 m)
Daily convenience
29
within 1 km (3 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 102 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building