▼ 0.50% · 3.625%
HK$1,901
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,960
−HK$60/mo
Today · 4.125%
HK$2,020
baseline
▲ 0.50% · 4.625%
HK$2,143
+HK$123/mo
Deposit HK$417K · loan HK$417K · min. income ≈ HK$4,040/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,115
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,172
−HK$57/mo
Today · 4.125%
HK$2,229
baseline
▲ 0.50% · 4.625%
HK$2,347
+HK$118/mo
Deposit HK$417K · loan HK$417K · min. income ≈ HK$4,458/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,091
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,156
−HK$66/mo
Today · 4.125%
HK$2,222
baseline
▲ 0.50% · 4.625%
HK$2,358
+HK$136/mo
Deposit HK$375K · loan HK$459K · min. income ≈ HK$4,444/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,327
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,389
−HK$63/mo
Today · 4.125%
HK$2,452
baseline
▲ 0.50% · 4.625%
HK$2,581
+HK$129/mo
Deposit HK$375K · loan HK$459K · min. income ≈ HK$4,904/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,281
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,352
−HK$72/mo
Today · 4.125%
HK$2,424
baseline
▲ 0.50% · 4.625%
HK$2,572
+HK$148/mo
Deposit HK$333K · loan HK$500K · min. income ≈ HK$4,848/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,538
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,606
−HK$69/mo
Today · 4.125%
HK$2,675
baseline
▲ 0.50% · 4.625%
HK$2,816
+HK$141/mo
Deposit HK$333K · loan HK$500K · min. income ≈ HK$5,350/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,471
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,548
−HK$78/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,786
+HK$160/mo
Deposit HK$292K · loan HK$542K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,750
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,823
−HK$75/mo
Today · 4.125%
HK$2,898
baseline
▲ 0.50% · 4.625%
HK$3,051
+HK$153/mo
Deposit HK$292K · loan HK$542K · min. income ≈ HK$5,796/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,662
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,744
−HK$85/mo
Today · 4.125%
HK$2,829
baseline
▲ 0.50% · 4.625%
HK$3,001
+HK$172/mo
Deposit HK$250K · loan HK$584K · min. income ≈ HK$5,658/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,961
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,040
−HK$81/mo
Today · 4.125%
HK$3,121
baseline
▲ 0.50% · 4.625%
HK$3,285
+HK$164/mo
Deposit HK$250K · loan HK$584K · min. income ≈ HK$6,242/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,852
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$91/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$184/mo
Deposit HK$208K · loan HK$625K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,173
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,258
−HK$86/mo
Today · 4.125%
HK$3,344
baseline
▲ 0.50% · 4.625%
HK$3,520
+HK$176/mo
Deposit HK$208K · loan HK$625K · min. income ≈ HK$6,688/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,042
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$97/mo
Today · 4.125%
HK$3,233
baseline
▲ 0.50% · 4.625%
HK$3,429
+HK$196/mo
Deposit HK$167K · loan HK$667K · min. income ≈ HK$6,466/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,475
−HK$92/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$188/mo
Deposit HK$167K · loan HK$667K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,232
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$103/mo
Today · 4.125%
HK$3,435
baseline
▲ 0.50% · 4.625%
HK$3,644
+HK$209/mo
Deposit HK$125K · loan HK$709K · min. income ≈ HK$6,870/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$98/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$200/mo
Deposit HK$125K · loan HK$709K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,529
−HK$108/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,858
+HK$221/mo
Deposit HK$83K · loan HK$750K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,807
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$104/mo
Today · 4.125%
HK$4,013
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$211/mo
Deposit HK$83K · loan HK$750K · min. income ≈ HK$8,026/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).