▼ 0.50% · 3.625%
HK$2,091
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,156
−HK$66/mo
Today · 4.125%
HK$2,222
baseline
▲ 0.50% · 4.625%
HK$2,358
+HK$136/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,444/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,327
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,389
−HK$63/mo
Today · 4.125%
HK$2,452
baseline
▲ 0.50% · 4.625%
HK$2,582
+HK$130/mo
Deposit HK$459K · loan HK$459K · min. income ≈ HK$4,904/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,300
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,372
−HK$73/mo
Today · 4.125%
HK$2,445
baseline
▲ 0.50% · 4.625%
HK$2,593
+HK$148/mo
Deposit HK$413K · loan HK$504K · min. income ≈ HK$4,890/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,559
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,628
−HK$70/mo
Today · 4.125%
HK$2,698
baseline
▲ 0.50% · 4.625%
HK$2,840
+HK$142/mo
Deposit HK$413K · loan HK$504K · min. income ≈ HK$5,396/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,510
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,588
−HK$79/mo
Today · 4.125%
HK$2,667
baseline
▲ 0.50% · 4.625%
HK$2,829
+HK$162/mo
Deposit HK$367K · loan HK$550K · min. income ≈ HK$5,334/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,792
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,867
−HK$76/mo
Today · 4.125%
HK$2,943
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$155/mo
Deposit HK$367K · loan HK$550K · min. income ≈ HK$5,886/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,719
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,803
−HK$86/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,065
+HK$176/mo
Deposit HK$321K · loan HK$596K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,025
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,106
−HK$82/mo
Today · 4.125%
HK$3,188
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$168/mo
Deposit HK$321K · loan HK$596K · min. income ≈ HK$6,376/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,928
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,019
−HK$92/mo
Today · 4.125%
HK$3,111
baseline
▲ 0.50% · 4.625%
HK$3,301
+HK$190/mo
Deposit HK$275K · loan HK$642K · min. income ≈ HK$6,222/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,257
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,345
−HK$88/mo
Today · 4.125%
HK$3,433
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$181/mo
Deposit HK$275K · loan HK$642K · min. income ≈ HK$6,866/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$99/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,537
+HK$203/mo
Deposit HK$229K · loan HK$688K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$95/mo
Today · 4.125%
HK$3,678
baseline
▲ 0.50% · 4.625%
HK$3,872
+HK$194/mo
Deposit HK$229K · loan HK$688K · min. income ≈ HK$7,356/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$106/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,772
+HK$216/mo
Deposit HK$183K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$102/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$206/mo
Deposit HK$183K · loan HK$734K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,555
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$112/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$230/mo
Deposit HK$138K · loan HK$780K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$108/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$220/mo
Deposit HK$138K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$119/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,244
+HK$244/mo
Deposit HK$92K · loan HK$825K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$114/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$233/mo
Deposit HK$92K · loan HK$825K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).