Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,839/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,678/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 71 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- H
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 340 ft²
- Efficiency
- 83%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-20 | HK$4.50M | +11.1% 3.1y · 4.0%/yr |
| 2017-06-28 | HK$4.05M | +47.3% 3.1y · 15.0%/yr |
| 2014-06-13 | HK$2.75M | +53.6% |
| 2011-06-29 | HK$1.79M | +49.2% |
| 2008-10-30 | HK$1.20M | −29.0% |
| 1997-10-14 | HK$1.69M | — |