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At today's rate and a 90% mortgage, the deposit on this unit is about HK$304K, with repayments around HK$13,259/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$304K · loan HK$2.74M · min. income ≈ HK$26,518/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-03 | HK$3.26M | −19.9% 2.1y · −9.0%/yr |
| 2022-05-04 | HK$4.07M | +21.5% 6.6y · 3.0%/yr |
| 2015-09-09 | HK$3.35M | +90.3% |
| 2011-08-19 | HK$1.76M | +120.0% |
| 2001-11-29 | HK$800K | −42.9% |
| 1997-04-18 | HK$1.40M | — |