▼ 0.50% · 3.625%
HK$1,932
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,992
−HK$61/mo
Today · 4.125%
HK$2,053
baseline
▲ 0.50% · 4.625%
HK$2,178
+HK$125/mo
Deposit HK$424K · loan HK$424K · min. income ≈ HK$4,106/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,150
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,207
−HK$59/mo
Today · 4.125%
HK$2,266
baseline
▲ 0.50% · 4.625%
HK$2,385
+HK$119/mo
Deposit HK$424K · loan HK$424K · min. income ≈ HK$4,532/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,125
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,191
−HK$68/mo
Today · 4.125%
HK$2,259
baseline
▲ 0.50% · 4.625%
HK$2,396
+HK$137/mo
Deposit HK$381K · loan HK$466K · min. income ≈ HK$4,518/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,364
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,428
−HK$64/mo
Today · 4.125%
HK$2,492
baseline
▲ 0.50% · 4.625%
HK$2,624
+HK$132/mo
Deposit HK$381K · loan HK$466K · min. income ≈ HK$4,984/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,319
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,391
−HK$73/mo
Today · 4.125%
HK$2,464
baseline
▲ 0.50% · 4.625%
HK$2,614
+HK$150/mo
Deposit HK$339K · loan HK$508K · min. income ≈ HK$4,928/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,579
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,649
−HK$70/mo
Today · 4.125%
HK$2,719
baseline
▲ 0.50% · 4.625%
HK$2,862
+HK$143/mo
Deposit HK$339K · loan HK$508K · min. income ≈ HK$5,438/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,512
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,590
−HK$79/mo
Today · 4.125%
HK$2,669
baseline
▲ 0.50% · 4.625%
HK$2,832
+HK$163/mo
Deposit HK$297K · loan HK$551K · min. income ≈ HK$5,338/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,794
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,869
−HK$76/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$156/mo
Deposit HK$297K · loan HK$551K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,705
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$86/mo
Today · 4.125%
HK$2,875
baseline
▲ 0.50% · 4.625%
HK$3,050
+HK$175/mo
Deposit HK$254K · loan HK$593K · min. income ≈ HK$5,750/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,009
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,090
−HK$82/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,339
+HK$167/mo
Deposit HK$254K · loan HK$593K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$92/mo
Today · 4.125%
HK$3,080
baseline
▲ 0.50% · 4.625%
HK$3,267
+HK$187/mo
Deposit HK$212K · loan HK$636K · min. income ≈ HK$6,160/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,224
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$87/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,578
+HK$180/mo
Deposit HK$212K · loan HK$636K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,091
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$97/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$200/mo
Deposit HK$169K · loan HK$678K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$94/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$191/mo
Deposit HK$169K · loan HK$678K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$104/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$212/mo
Deposit HK$127K · loan HK$720K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$100/mo
Today · 4.125%
HK$3,852
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$203/mo
Deposit HK$127K · loan HK$720K · min. income ≈ HK$7,704/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$110/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$225/mo
Deposit HK$85K · loan HK$763K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,869
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$105/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$215/mo
Deposit HK$85K · loan HK$763K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).