▼ 0.50% · 3.625%
HK$20,471
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,108
−HK$647/mo
Today · 4.125%
HK$21,755
baseline
▲ 0.50% · 4.625%
HK$23,079
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,510/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,774
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$619/mo
Today · 4.125%
HK$24,004
baseline
▲ 0.50% · 4.625%
HK$25,270
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,008/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,518
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,219
−HK$711/mo
Today · 4.125%
HK$23,930
baseline
▲ 0.50% · 4.625%
HK$25,386
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,860/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$682/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$27,797
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,565
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,329
−HK$777/mo
Today · 4.125%
HK$26,106
baseline
▲ 0.50% · 4.625%
HK$27,694
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,212/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$743/mo
Today · 4.125%
HK$28,805
baseline
▲ 0.50% · 4.625%
HK$30,324
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,610/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,612
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,440
−HK$841/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$30,002
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,606
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$806/mo
Today · 4.125%
HK$31,206
baseline
▲ 0.50% · 4.625%
HK$32,851
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,412/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,660
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$906/mo
Today · 4.125%
HK$30,457
baseline
▲ 0.50% · 4.625%
HK$32,310
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,914/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,883
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$867/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,377
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,662
−HK$970/mo
Today · 4.125%
HK$32,632
baseline
▲ 0.50% · 4.625%
HK$34,618
+HK$1,986/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,264/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,161
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,077
−HK$929/mo
Today · 4.125%
HK$36,006
baseline
▲ 0.50% · 4.625%
HK$37,904
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,012/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,754
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,773
−HK$1,035/mo
Today · 4.125%
HK$34,808
baseline
▲ 0.50% · 4.625%
HK$36,926
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,616/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,438
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,416
−HK$991/mo
Today · 4.125%
HK$38,407
baseline
▲ 0.50% · 4.625%
HK$40,431
+HK$2,024/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,814/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,801
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$1,100/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$39,234
+HK$2,251/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,716
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,754
−HK$1,053/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$42,958
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,848
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,994
−HK$1,165/mo
Today · 4.125%
HK$39,159
baseline
▲ 0.50% · 4.625%
HK$41,541
+HK$2,382/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,318/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,993
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,092
−HK$1,116/mo
Today · 4.125%
HK$43,208
baseline
▲ 0.50% · 4.625%
HK$45,485
+HK$2,277/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,416/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).