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Crescira AVM · estimated value Medium confidence
HK$13.34M
≈ HK$18,096 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.00M, with repayments around HK$45,244/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,575
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,899
−HK$1,345/mo
Today · 4.125%
HK$45,244
baseline
▲ 0.50% · 4.625%
HK$47,997
+HK$2,753/mo

Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,488/mo (50% DSR)

Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,116 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
737 ft²
Gross Area
915 ft²
Efficiency
81%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2021-06-01 HK$17.10M +62.9%
7.6y
2013-11-11 HK$10.50M +101.9%
2008-01-04 HK$5.20M −12.3%
1999-08-27 HK$5.93M −14.3%
1997-05-01 HK$6.92M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 5 min walk · 373 m
Education
103
schools within 1 km (31 within 500 m)
Daily convenience
23
within 1 km (9 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 103 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com