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At today's rate and a 90% mortgage, the deposit on this unit is about HK$368K, with repayments around HK$16,071/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$368K · loan HK$3.32M · min. income ≈ HK$32,142/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 455 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-15 | HK$3.60M | +2.9% 0.8y |
| 2025-02-17 | HK$3.50M | −6.7% 28.1y · 5.0%/yr |
| 2022-09-02 | HK$3.75M | +158.6% 25.7y · 6.0%/yr |
| 1997-01-14 | HK$1.45M | — |