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At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,255/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,510/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,114 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 306 Saleable ft²
- Gross Area
- 546 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-09 | HK$4.12M | −6.8% 6.8y · −1.0%/yr |
| 2017-07-28 | HK$4.42M | +46.4% 4.5y · 10.0%/yr |
| 2013-02-21 | HK$3.02M | +108.3% |
| 2008-06-25 | HK$1.45M | −19.4% |
| 2001-09-29 | HK$1.80M | +4.0% |
| 1999-10-12 | HK$1.73M | — |