▼ 0.50% · 3.625%
HK$2,466
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,542
−HK$78/mo
Today · 4.125%
HK$2,620
baseline
▲ 0.50% · 4.625%
HK$2,780
+HK$160/mo
Deposit HK$541K · loan HK$541K · min. income ≈ HK$5,240/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$74/mo
Today · 4.125%
HK$2,891
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$153/mo
Deposit HK$541K · loan HK$541K · min. income ≈ HK$5,782/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,712
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$85/mo
Today · 4.125%
HK$2,882
baseline
▲ 0.50% · 4.625%
HK$3,058
+HK$176/mo
Deposit HK$487K · loan HK$595K · min. income ≈ HK$5,764/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,098
−HK$82/mo
Today · 4.125%
HK$3,180
baseline
▲ 0.50% · 4.625%
HK$3,348
+HK$168/mo
Deposit HK$487K · loan HK$595K · min. income ≈ HK$6,360/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,959
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$93/mo
Today · 4.125%
HK$3,144
baseline
▲ 0.50% · 4.625%
HK$3,336
+HK$192/mo
Deposit HK$433K · loan HK$649K · min. income ≈ HK$6,288/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,292
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$90/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,653
+HK$183/mo
Deposit HK$433K · loan HK$649K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,206
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$102/mo
Today · 4.125%
HK$3,407
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$207/mo
Deposit HK$378K · loan HK$703K · min. income ≈ HK$6,814/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$97/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$198/mo
Deposit HK$378K · loan HK$703K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,559
−HK$110/mo
Today · 4.125%
HK$3,669
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$223/mo
Deposit HK$324K · loan HK$757K · min. income ≈ HK$7,338/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$105/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,261
+HK$213/mo
Deposit HK$324K · loan HK$757K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$117/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$239/mo
Deposit HK$270K · loan HK$811K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$112/mo
Today · 4.125%
HK$4,337
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$229/mo
Deposit HK$270K · loan HK$811K · min. income ≈ HK$8,674/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$125/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$255/mo
Deposit HK$216K · loan HK$865K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$119/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$244/mo
Deposit HK$216K · loan HK$865K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$133/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$271/mo
Deposit HK$162K · loan HK$919K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$127/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$259/mo
Deposit HK$162K · loan HK$919K · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$141/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$287/mo
Deposit HK$108K · loan HK$973K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$134/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$275/mo
Deposit HK$108K · loan HK$973K · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).