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At today's rate and a 90% mortgage, the deposit on this unit is about HK$224K, with repayments around HK$9,760/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$224K · loan HK$2.01M · min. income ≈ HK$19,520/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 237 Saleable ft²
- Gross Area
- 297 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-26 | HK$3.20M | +12.3% 4.7y · 3.0%/yr |
| 2017-09-18 | HK$2.85M | +43.2% 3.4y · 13.0%/yr |
| 2014-05-08 | HK$1.99M | +121.1% |
| 2010-03-04 | HK$900K | — |