▼ 0.50% · 3.625%
HK$2,784
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,871
−HK$88/mo
Today · 4.125%
HK$2,959
baseline
▲ 0.50% · 4.625%
HK$3,139
+HK$180/mo
Deposit HK$610K · loan HK$610K · min. income ≈ HK$5,918/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,097
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,180
−HK$85/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$172/mo
Deposit HK$610K · loan HK$610K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,062
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$97/mo
Today · 4.125%
HK$3,255
baseline
▲ 0.50% · 4.625%
HK$3,453
+HK$198/mo
Deposit HK$549K · loan HK$672K · min. income ≈ HK$6,510/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,407
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,498
−HK$93/mo
Today · 4.125%
HK$3,591
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$189/mo
Deposit HK$549K · loan HK$672K · min. income ≈ HK$7,182/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,341
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$105/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$216/mo
Deposit HK$488K · loan HK$733K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,717
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$102/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$206/mo
Deposit HK$488K · loan HK$733K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$427K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$110/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$224/mo
Deposit HK$427K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,898
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$123/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$252/mo
Deposit HK$366K · loan HK$855K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,336
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$118/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$241/mo
Deposit HK$366K · loan HK$855K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$132/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$270/mo
Deposit HK$305K · loan HK$916K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$127/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$258/mo
Deposit HK$305K · loan HK$916K · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$141/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$288/mo
Deposit HK$244K · loan HK$977K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,956
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,089
−HK$134/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$276/mo
Deposit HK$244K · loan HK$977K · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$150/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$306/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,407
−HK$143/mo
Today · 4.125%
HK$5,550
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$292/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,100/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$159/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$324/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$151/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).