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At today's rate and a 90% mortgage, the deposit on this unit is about HK$285K, with repayments around HK$12,412/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$285K · loan HK$2.56M · min. income ≈ HK$24,824/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$3.58M | +20.1% 3.4y · 6.0%/yr |
| 2017-10-25 | HK$2.98M | +62.0% 3.9y · 16.0%/yr |
| 2013-12-04 | HK$1.84M | +97.8% |
| 2009-10-28 | HK$930K | +5.7% |
| 2009-10-08 | HK$880K | −21.4% |
| 1997-05-14 | HK$1.12M | +36.6% |
| 1995-07-05 | HK$820K | — |