▼ 0.50% · 3.625%
HK$2,724
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$86/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$176/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,111
−HK$83/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$168/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,996
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$95/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,378
+HK$194/mo
Deposit HK$538K · loan HK$657K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$90/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$185/mo
Deposit HK$538K · loan HK$657K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$104/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$211/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$99/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$202/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$112/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$229/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,939
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$107/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$219/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$120/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,299
+HK$247/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,356
−HK$115/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,707
+HK$236/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$129/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$264/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$124/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$252/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$137/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$282/mo
Deposit HK$239K · loan HK$956K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,978
−HK$132/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$270/mo
Deposit HK$239K · loan HK$956K · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$147/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$299/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$140/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$286/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$155/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$317/mo
Deposit HK$119K · loan HK$1.08M · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$148/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$303/mo
Deposit HK$119K · loan HK$1.08M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).