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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,545/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,090/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 86 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 422 ft²
- Efficiency
- 83%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-18 | HK$4.90M | +9.4% 5.7y · 2.0%/yr |
| 2017-02-17 | HK$4.48M | +106.5% 6.0y · 18.0%/yr |
| 2011-03-04 | HK$2.17M | +9.0% |
| 2010-09-08 | HK$1.99M | +79.3% |
| 2004-12-03 | HK$1.11M | −36.2% |
| 1996-06-13 | HK$1.74M | +13.0% |
| 1996-02-12 | HK$1.54M | — |