▼ 0.50% · 3.625%
HK$2,647
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,729
−HK$84/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,984
+HK$171/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$80/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,268
+HK$164/mo
Deposit HK$580K · loan HK$580K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,912
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,002
−HK$92/mo
Today · 4.125%
HK$3,094
baseline
▲ 0.50% · 4.625%
HK$3,283
+HK$189/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,188/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,239
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,326
−HK$88/mo
Today · 4.125%
HK$3,414
baseline
▲ 0.50% · 4.625%
HK$3,594
+HK$180/mo
Deposit HK$522K · loan HK$638K · min. income ≈ HK$6,828/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$101/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$205/mo
Deposit HK$464K · loan HK$697K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$96/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$196/mo
Deposit HK$464K · loan HK$697K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,441
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$109/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,879
+HK$222/mo
Deposit HK$406K · loan HK$755K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,931
−HK$104/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$213/mo
Deposit HK$406K · loan HK$755K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,706
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,821
−HK$117/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$240/mo
Deposit HK$348K · loan HK$813K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$113/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$229/mo
Deposit HK$348K · loan HK$813K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,094
−HK$126/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$256/mo
Deposit HK$290K · loan HK$871K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$120/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$245/mo
Deposit HK$290K · loan HK$871K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$274/mo
Deposit HK$232K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$232K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$142/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$291/mo
Deposit HK$174K · loan HK$987K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$137/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$278/mo
Deposit HK$174K · loan HK$987K · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$151/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$308/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$144/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$295/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).