▼ 0.50% · 3.625%
HK$2,331
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,403
−HK$74/mo
Today · 4.125%
HK$2,477
baseline
▲ 0.50% · 4.625%
HK$2,628
+HK$151/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$4,954/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,593
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$70/mo
Today · 4.125%
HK$2,733
baseline
▲ 0.50% · 4.625%
HK$2,877
+HK$144/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$5,466/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,564
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,644
−HK$81/mo
Today · 4.125%
HK$2,725
baseline
▲ 0.50% · 4.625%
HK$2,891
+HK$166/mo
Deposit HK$460K · loan HK$562K · min. income ≈ HK$5,450/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,853
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$78/mo
Today · 4.125%
HK$3,007
baseline
▲ 0.50% · 4.625%
HK$3,165
+HK$158/mo
Deposit HK$460K · loan HK$562K · min. income ≈ HK$6,014/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,797
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,884
−HK$89/mo
Today · 4.125%
HK$2,973
baseline
▲ 0.50% · 4.625%
HK$3,153
+HK$180/mo
Deposit HK$409K · loan HK$613K · min. income ≈ HK$5,946/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,112
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$85/mo
Today · 4.125%
HK$3,280
baseline
▲ 0.50% · 4.625%
HK$3,453
+HK$173/mo
Deposit HK$409K · loan HK$613K · min. income ≈ HK$6,560/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,125
−HK$95/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$196/mo
Deposit HK$358K · loan HK$664K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,371
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$91/mo
Today · 4.125%
HK$3,553
baseline
▲ 0.50% · 4.625%
HK$3,741
+HK$188/mo
Deposit HK$358K · loan HK$664K · min. income ≈ HK$7,106/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,263
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$103/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$211/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,630
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$99/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$201/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,496
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$111/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,942
+HK$226/mo
Deposit HK$256K · loan HK$767K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$106/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$216/mo
Deposit HK$256K · loan HK$767K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$117/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$242/mo
Deposit HK$204K · loan HK$818K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$113/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$231/mo
Deposit HK$204K · loan HK$818K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,086
−HK$125/mo
Today · 4.125%
HK$4,211
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$256/mo
Deposit HK$153K · loan HK$869K · min. income ≈ HK$8,422/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$120/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,892
+HK$245/mo
Deposit HK$153K · loan HK$869K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$133/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,730
+HK$271/mo
Deposit HK$102K · loan HK$920K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$127/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,179
+HK$259/mo
Deposit HK$102K · loan HK$920K · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).