▼ 0.50% · 3.625%
HK$2,035
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,098
−HK$64/mo
Today · 4.125%
HK$2,162
baseline
▲ 0.50% · 4.625%
HK$2,294
+HK$132/mo
Deposit HK$446K · loan HK$446K · min. income ≈ HK$4,324/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,263
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,324
−HK$62/mo
Today · 4.125%
HK$2,386
baseline
▲ 0.50% · 4.625%
HK$2,511
+HK$125/mo
Deposit HK$446K · loan HK$446K · min. income ≈ HK$4,772/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,238
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,308
−HK$70/mo
Today · 4.125%
HK$2,378
baseline
▲ 0.50% · 4.625%
HK$2,523
+HK$145/mo
Deposit HK$402K · loan HK$491K · min. income ≈ HK$4,756/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,490
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,557
−HK$67/mo
Today · 4.125%
HK$2,624
baseline
▲ 0.50% · 4.625%
HK$2,763
+HK$139/mo
Deposit HK$402K · loan HK$491K · min. income ≈ HK$5,248/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,441
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,517
−HK$78/mo
Today · 4.125%
HK$2,595
baseline
▲ 0.50% · 4.625%
HK$2,752
+HK$157/mo
Deposit HK$357K · loan HK$535K · min. income ≈ HK$5,190/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,716
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$74/mo
Today · 4.125%
HK$2,863
baseline
▲ 0.50% · 4.625%
HK$3,014
+HK$151/mo
Deposit HK$357K · loan HK$535K · min. income ≈ HK$5,726/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,645
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$84/mo
Today · 4.125%
HK$2,811
baseline
▲ 0.50% · 4.625%
HK$2,982
+HK$171/mo
Deposit HK$312K · loan HK$580K · min. income ≈ HK$5,622/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,942
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,021
−HK$80/mo
Today · 4.125%
HK$3,101
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$164/mo
Deposit HK$312K · loan HK$580K · min. income ≈ HK$6,202/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,937
−HK$90/mo
Today · 4.125%
HK$3,027
baseline
▲ 0.50% · 4.625%
HK$3,211
+HK$184/mo
Deposit HK$268K · loan HK$625K · min. income ≈ HK$6,054/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,254
−HK$86/mo
Today · 4.125%
HK$3,340
baseline
▲ 0.50% · 4.625%
HK$3,516
+HK$176/mo
Deposit HK$268K · loan HK$625K · min. income ≈ HK$6,680/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$96/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$198/mo
Deposit HK$223K · loan HK$669K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$93/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$188/mo
Deposit HK$223K · loan HK$669K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,255
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$102/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$211/mo
Deposit HK$178K · loan HK$714K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$98/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$201/mo
Deposit HK$178K · loan HK$714K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,566
−HK$110/mo
Today · 4.125%
HK$3,676
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$223/mo
Deposit HK$134K · loan HK$758K · min. income ≈ HK$7,352/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,951
−HK$105/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,269
+HK$213/mo
Deposit HK$134K · loan HK$758K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,662
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$116/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$237/mo
Deposit HK$89K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$111/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,521
+HK$227/mo
Deposit HK$89K · loan HK$803K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).