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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$15,026/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.10M · min. income ≈ HK$30,052/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-26 | HK$3.45M | −13.8% 4.5y |
| 2021-12-31 | HK$4.00M | +123.5% 10.5y · 12.0%/yr |
| 2011-07-14 | HK$1.79M | +68.9% |
| 2009-06-04 | HK$1.06M | −7.8% |
| 1998-07-28 | HK$1.15M | — |