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At today's rate and a 90% mortgage, the deposit on this unit is about HK$255K, with repayments around HK$11,129/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$22,258/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 7
- Saleable Area
- 323 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 85%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-12 | HK$2.30M | −28.1% 4.5y · −6.0%/yr |
| 2021-07-21 | HK$3.20M | +400.0% 15.1y · 27.0%/yr |
| 2006-06-22 | HK$640K | +12.3% |
| 2006-05-12 | HK$570K | +3.6% |
| 2005-04-13 | HK$550K | −5.2% |
| 2000-02-16 | HK$580K | — |