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Crescira AVM · estimated value Medium confidence
HK$12.32M
≈ HK$11,414 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.69M, with repayments around HK$41,783/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$39,318
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,242/mo
Today · 4.125%
HK$41,783
baseline
▲ 0.50% · 4.625%
HK$44,326
+HK$2,543/mo

Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,566/mo (50% DSR)

Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,857 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
C
Saleable Area
1,079 ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2004-07-06 HK$5.08M −8.5%
2000-01-17 HK$5.55M +15.6%
1999-12-02 HK$4.80M −45.5%
1997-04-07 HK$8.80M +27.9%
1996-08-23 HK$6.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 7 min walk · 530 m
Education
103
schools within 1 km (26 within 500 m)
Daily convenience
42
within 1 km (3 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 103 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com