▼ 0.50% · 3.625%
HK$2,309
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,381
−HK$73/mo
Today · 4.125%
HK$2,454
baseline
▲ 0.50% · 4.625%
HK$2,604
+HK$150/mo
Deposit HK$506K · loan HK$506K · min. income ≈ HK$4,908/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,569
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$70/mo
Today · 4.125%
HK$2,708
baseline
▲ 0.50% · 4.625%
HK$2,851
+HK$143/mo
Deposit HK$506K · loan HK$506K · min. income ≈ HK$5,416/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,540
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,619
−HK$81/mo
Today · 4.125%
HK$2,700
baseline
▲ 0.50% · 4.625%
HK$2,864
+HK$164/mo
Deposit HK$456K · loan HK$557K · min. income ≈ HK$5,400/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,826
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$77/mo
Today · 4.125%
HK$2,979
baseline
▲ 0.50% · 4.625%
HK$3,136
+HK$157/mo
Deposit HK$456K · loan HK$557K · min. income ≈ HK$5,958/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,771
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$87/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$179/mo
Deposit HK$405K · loan HK$608K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$84/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$171/mo
Deposit HK$405K · loan HK$608K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,096
−HK$95/mo
Today · 4.125%
HK$3,191
baseline
▲ 0.50% · 4.625%
HK$3,385
+HK$194/mo
Deposit HK$354K · loan HK$658K · min. income ≈ HK$6,382/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$90/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$186/mo
Deposit HK$354K · loan HK$658K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,334
−HK$102/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$209/mo
Deposit HK$304K · loan HK$709K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$98/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$200/mo
Deposit HK$304K · loan HK$709K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$109/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$224/mo
Deposit HK$253K · loan HK$760K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$105/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$214/mo
Deposit HK$253K · loan HK$760K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$117/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$239/mo
Deposit HK$203K · loan HK$810K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$112/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$228/mo
Deposit HK$203K · loan HK$810K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$124/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$254/mo
Deposit HK$152K · loan HK$861K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$119/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$242/mo
Deposit HK$152K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$132/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$268/mo
Deposit HK$101K · loan HK$912K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$125/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$101K · loan HK$912K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).