▼ 0.50% · 3.625%
HK$4,375
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$138/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$283/mo
Deposit HK$959K · loan HK$959K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$133/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$270/mo
Deposit HK$959K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$152/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$311/mo
Deposit HK$863K · loan HK$1.06M · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$146/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$297/mo
Deposit HK$863K · loan HK$1.06M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$166/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$339/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$158/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$325/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$180/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$367/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$172/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$352/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,315
−HK$193/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$396/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,813
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,996
−HK$185/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,560
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$207/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,300
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$198/mo
Today · 4.125%
HK$7,694
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,388/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$221/mo
Today · 4.125%
HK$7,438
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$453/mo
Deposit HK$384K · loan HK$1.53M · min. income ≈ HK$14,876/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,787
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,995
−HK$212/mo
Today · 4.125%
HK$8,207
baseline
▲ 0.50% · 4.625%
HK$8,640
+HK$433/mo
Deposit HK$384K · loan HK$1.53M · min. income ≈ HK$16,414/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,437
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,668
−HK$235/mo
Today · 4.125%
HK$7,903
baseline
▲ 0.50% · 4.625%
HK$8,384
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,806/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,273
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,495
−HK$225/mo
Today · 4.125%
HK$8,720
baseline
▲ 0.50% · 4.625%
HK$9,180
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,440/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,874
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,119
−HK$249/mo
Today · 4.125%
HK$8,368
baseline
▲ 0.50% · 4.625%
HK$8,877
+HK$509/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,736/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,760
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,995
−HK$238/mo
Today · 4.125%
HK$9,233
baseline
▲ 0.50% · 4.625%
HK$9,720
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,466/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).