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At today's rate and a 90% mortgage, the deposit on this unit is about HK$754K, with repayments around HK$32,877/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Tong Station Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- G/F
- Flat
- D
- Saleable Area
- 450 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-25 | HK$8.98M | +19.7% 4.2y · 5.0%/yr |
| 2016-11-17 | HK$7.50M | +50.0% 5.4y · 9.0%/yr |
| 2011-07-15 | HK$5.00M | +58.7% |
| 2007-06-02 | HK$3.15M | +57.5% |
| 2004-02-26 | HK$2.00M | −32.4% |
| 1999-02-26 | HK$2.96M | — |