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Crescira AVM · estimated value Medium confidence
HK$14.77M
≈ HK$16,559 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.43M, with repayments around HK$50,111/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$47,154
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,621
−HK$1,490/mo
Today · 4.125%
HK$50,111
baseline
▲ 0.50% · 4.625%
HK$53,161
+HK$3,050/mo

Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,222/mo (50% DSR)

Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,913 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
892 ft²
Gross Area
1,120 ft²
Efficiency
80%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2023-12-20 HK$6.50M −56.7%
2022-05-05 HK$15.00M +66.9%
24.1y
1998-03-17 HK$8.99M −17.5%
1997-07-14 HK$10.90M +18.7%
1997-03-04 HK$9.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 8 min walk · 618 m
Education
103
schools within 1 km (46 within 500 m)
Daily convenience
28
within 1 km (3 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Family-friendly — 103 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com