At today's rate and a 90% mortgage, the deposit on this unit is about HK$126K, with repayments around HK$5,513/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- NO. 142A (FLAT C)
- Saleable Area
- 192 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-03 | HK$2.40M | +95.1% 4.6y · 21.0%/yr |
| 2016-12-08 | HK$1.23M | +4.2% 2.0y · 2.0%/yr |
| 2014-12-18 | HK$1.18M | +257.6% |
| 1997-05-02 | HK$330K | +13.8% |
| 1996-05-30 | HK$290K | — |