▼ 0.50% · 3.625%
HK$3,705
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$117/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$240/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$112/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$229/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$129/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,595
+HK$264/mo
Deposit HK$731K · loan HK$894K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$124/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,031
+HK$252/mo
Deposit HK$731K · loan HK$894K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$141/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$287/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$134/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$275/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$152/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$312/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$146/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$297/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$164/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$336/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$157/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$321/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$176/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$359/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$169/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,860
+HK$343/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$188/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$179/mo
Today · 4.125%
HK$6,951
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,902/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$199/mo
Today · 4.125%
HK$6,693
baseline
▲ 0.50% · 4.625%
HK$7,101
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,386/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$190/mo
Today · 4.125%
HK$7,385
baseline
▲ 0.50% · 4.625%
HK$7,775
+HK$390/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,770/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,669
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$211/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,518
+HK$431/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,419
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,618
−HK$202/mo
Today · 4.125%
HK$7,820
baseline
▲ 0.50% · 4.625%
HK$8,232
+HK$412/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,640/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).