▼ 0.50% · 3.625%
HK$2,906
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,996
−HK$92/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$188/mo
Deposit HK$637K · loan HK$637K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$88/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,587
+HK$179/mo
Deposit HK$637K · loan HK$637K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,197
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$101/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$207/mo
Deposit HK$574K · loan HK$701K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$96/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$198/mo
Deposit HK$574K · loan HK$701K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,596
−HK$110/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$225/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$105/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,305
+HK$216/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$120/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$244/mo
Deposit HK$446K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$114/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$233/mo
Deposit HK$446K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,068
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$129/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$263/mo
Deposit HK$382K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$123/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$251/mo
Deposit HK$382K · loan HK$892K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$137/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$282/mo
Deposit HK$319K · loan HK$956K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$131/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$270/mo
Deposit HK$319K · loan HK$956K · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$147/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$301/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$141/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$288/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$156/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$320/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$150/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$305/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,231
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,394
−HK$165/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,897
+HK$338/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,975
−HK$159/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$323/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).